Articles

Introduction to Medicare

The Medicare Program

Medicare is a health insurance program for:

  • People age 65 or older.
  • People under age 65 with certain disabilities.
  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant)

The Original Medicare Has Two Parts

Medicare Part A

Medicare Part A

Part A is Hospital Insurance and covers cost associated with confinement in a hospital or skilled nursing facility. (see Medicare Part A)

Medicare Advantage

Medicare Advantage Plans are health plan options that are approved by Medicare but run by private companies. They are part of the Medicare Program, and sometimes called "Part C." When you join a Medicare Advantage Plan, you are still in Medicare. (see Medicare Part C) With Medicare Advantage Plans:

Medicare Part B

Medicare Part B

Part B is Medical Insurance and covers physicians services, outpatient care, test, and supplies. (see Medicare Part B)


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